Your kids are all grown up and soon, they’ll be leaving home to lead their own lives. This means you are now at a point where you can concentrate on pursuing your own goals and dreams. You would like to prepare for an enjoyable retirement, perhaps put up a business venture or just give back to your parents as a way to repay all the help they extended to you.

This is a good time to invest in building the next phase in your bright future. In so doing, prioritizing your health and wealth are very important. You can also maximize your money’s earning potential through diversification, discipline and consistency.

Goals & characteristics

• Is preparing for retirement, a retirement home purchase, a business or a dream vacation
• Needs to provide for the present while covering for the future
• Is becoming more conscious about maintaining a healthy lifestyle
• Needs to get life insurance and build an investment portfolio

What to do when preparing ahead?