Focusing less on carefree living and YOLO days, you enter the Moving Up stage with a more mature and responsible mindset as you mark life milestones like getting married and having young children.

With a family depending on you, your priorities now include building your savings, protecting your money, planning for your children’s education and buying your dream home.

Goals and characteristics

• Prioritizing the needs of family
• Needs to fund a child’s education, house purchase, or a family vacation
• Thinking about providing for the present while covering for the future
• Needs to get life insurance and build an investment portfolio

What to do when moving up?