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Getting Started

getting started

The Getting Started life stage is where you are starting out in a career, getting to know yourself, trying adventures with friends and beginning your journey to independence.

As you begin to support yourself, you are learning about the financial obligations that come with “adulting”. This is a good starting point to building your financial maturity towards a brighter, more prosperous future!

 

Goals and Characteristics:

  • Starting a career
  • I work my way towards my aspirations
  • Wants to experience everything now
  • Values independence but wants to give back to parents
  • Saves for travel, gadgets, experiences
  • Dreams of owning a car, house
  • Needs savings, life insurance and emergency funds
 

What to do when getting started?

Spending Plan

1. CREATE a conscious spending plan

emergency fund

2. BUILD an emergency fund

income continuation

3. ENSURE your future income

save for life milestones

4. SAVE & INVEST for life milestones