Securing the overall well-being of your workforce goes beyond offering fair and attractive compensation. Their financial security is only complete when their monetary benefits are supported by meaningful employee programs that can protect them against life’s uncertainties. With Smart Care Plus, you can make this happen.

Smart Care Plus is a packaged group insurance plan that offers health and protection benefits for micro, small and medium enterprises (MSMEs).

PROTECTION BENEFITS

• Group Yearly Renewable Term (GYRT) Life Benefit – Provides life insurance protection to your employees anytime, anywhere, on any cause of death.

• Total & Permanent Disability Income Benefit – Advances the GYRT Benefit in case the employee is diagnosed to be totally and permanently disabled.

• Terminal Illness Benefit – Advances 50% of the GYRT Benefit if employee is diagnosed to be terminally ill where life expectancy is less than 12 months.

• Accidental Death, Dismemberment & Disablement Benefit – Provides an additional benefit to employees in case of accidental death, dismemberment or disablement.

• Accident Medical Reimbursement Benefit – Reimburses employees’ inpatient and outpatient hospitalization expenses due to accident, up to the maximum amount of benefit.

HEALTH BENEFITS

• Critical Illness Benefit – Provides a fixed cash benefit to employees upon diagnosis with any of the covered critical illnesses. May come in variants of 5, 15 or 36 covered illnesses.
• Group Hospital Cash Benefit – Provides a fixed cash benefit to employees for every full day of confinement for confinement due to sickness or accident.

Let’s talk HIP. Contact us here to avail of Smart Care Plus.

Learn more about Smart Care Plus