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CARD GUARD PLUS is a comprehensive credit cardholder protection program that covers up to three (3) credit cards from unauthorized purchases arising from credit card fraud, identity theft, or loss of your credit card, among others. For as low as Php 125 a month, Card Guard Plus provides the following protection benefits that give cardholders total peace of mind:

Lost or Stolen Card*

Covers up to Php 250,000.00 of unauthorized transactions twelve (12) hours prior to reporting lost or stolen credit card to credit card issuer.

Internet Fraud*

Covers up to Php 250,000.00 of unauthorized online transactions thirty (30) days prior to notification to credit card issuer.

Purchase Protection*

Pays the cardholder up to Php 250,000 for stolen, accidental loss or damaged items purchased thru the credit card within thirty (30) days of purchase anywhere in the world.

Life Insurance Coverage**

Pays beneficiary up to Php 250,000.00 in case of death of the cardholder due to injuries, illness, or natural causes.

Accidental Death & Dismemberment**

Pays up to Php 250,000.00 in the event that the cardholder sustains accidental bodily injury which results in loss of life, sight or limb.

Travel Insurance*

Provides medical coverage both local and international travel of up to Php 50,000.00. It also covers travel inconvenience such as flight delay, trip cancellation, lost baggage, etc.

Multiple Card Cover

Protects up to three (3) credit cards with just one cover.

  • * underwritten and provided by Malayan Insurance
  • **underwritten and provided by Sun Life Grepa Financial

  • Disclaimer: This page contains only a general description of the coverages and is not a statement of contract. All coverages are subject to the exclusions of the actual policy contracts.

    Interested in this product?

    You may fill-out and sign the attached downloadable application form and email to For inquiries, you may call the CARD GUARD PLUS Hotline during office hours (Monday to Friday 9:00 a.m. to 5:00 p.m.) at (+632) 866-6360 to 61.