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EC Prime Protect

EC Prime Protect takes care of what’s important to you! Providing you the benefit of being protected while your money is working for you.

  • Guaranteed Cash Benefits

Receive guaranteed cash benefits equivalent to 12% of the Face Amount starting at the end of the 5th year and every 3 years thereafter, until maturity.

  • Life Insurance Coverage

Provides life insurance protection equivalent to the Face Amount.

  • Early Maturity

The policy matures when the insured reaches the age of 85, earlier than most traditional plans which mature at age 100 of the insured. Upon reaching the age of 85, you will receive 100% of the Face Amount plus dividends, if any.

  • Additional Cash Benefits

Your plan earns cash values which you may borrow in case of emergencies. It also earns dividends* which you may leave with the Company to accumulate at interest or withdraw anytime.

  • Flexible and Limited Payment Period

You may choose to fully pay your policy in 5, 7 or 10 years.

  • Built-in Waiver of Payment upon Disability Benefit

Waives future payments for the basic plan, accident and waiver of premium riders in case of the insured’s permanent and total disability.

  • Built-in Accidental Death Benefit

Pays double the Face Amount in case of the insured’s untimely demise caused by accidents.

  • Built-in Terminal Illness Benefit

Advances a portion of the life insurance benefit in case the Insured is diagnosed to be terminally ill and the life expectancy is determined to be less than 12 months.

*Dividends are not guaranteed